Insurance Blog

Horne Insurance Agency

Woman cuddling a small white dog on a couch indoors
By Dawn Horne July 27, 2026
Research suggests dogs can support your mental wellbeing — but ownership comes with real financial responsibility. Learn why pet insurance is worth considering.
Smiling person in a straw hat outdoors, raising a hand beside a leafy background
By Dawn Horne July 24, 2026
Learn what Medicare covers for skin cancer screenings, dermatologist visits, biopsies, and treatment, plus tips for prevention and early detection.
Two people reviewing papers at a table, one using a phone and the other reading a document.
By Dawn Horne July 22, 2026
Struggling with Medicare costs? Learn about Medicare Savings Programs, Extra Help, and other programs that can lower your premiums and drug costs in 2026.
Woman writing on paper at a dining table beside a laptop in a bright home office
May 28, 2026
Turning 73 soon? Learn when RMDs start, how they’re calculated, key deadlines, and strategies to avoid penalties and manage taxes in retirement.
Hands with red nail polish holding many white tablets on a white surface
May 25, 2026
Learn how the Medicare Prescription Payment Plan could help you spread prescription costs into interest-free monthly payments and reduce upfront pharmacy expenses.
Family walking on a grassy resort lawn with palm trees and a thatched hut behind them
May 21, 2026
Learn how travel medical insurance can help cover emergency care, hospital stays, and evacuation costs when your domestic health plan may not protect you overseas.
Two people at a reception desk, one holding a phone, in a bright modern office lobby.
May 18, 2026
Learn how to use Medicare’s Care Compare tool to evaluate hospital quality, star ratings, patient experience, and performance data to choose the best care near you.
Two people in a bright kitchen taking a selfie by a table and cabinets
May 15, 2026
Is your term life insurance about to expire? Learn your options—renewing, converting to permanent coverage, or applying for a new policy—so you don’t risk a coverage gap.
Four people share coffee and breakfast at a round table in a bright dining room.
May 12, 2026
Medicare’s 2026 updates reshape prescription drug costs. Learn about the $2,100 Part D out-of-pocket cap, $615 deductible, insulin rules, $0 vaccines, and negotiated drug prices.
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