Insurance Blog

Horne Insurance Agency

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May 28, 2026
Turning 73 soon? Learn when RMDs start, how they’re calculated, key deadlines, and strategies to avoid penalties and manage taxes in retirement.
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May 25, 2026
Learn how the Medicare Prescription Payment Plan could help you spread prescription costs into interest-free monthly payments and reduce upfront pharmacy expenses.
Family walking on a grassy resort lawn with palm trees and a thatched hut behind them
May 21, 2026
Learn how travel medical insurance can help cover emergency care, hospital stays, and evacuation costs when your domestic health plan may not protect you overseas.
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May 18, 2026
Learn how to use Medicare’s Care Compare tool to evaluate hospital quality, star ratings, patient experience, and performance data to choose the best care near you.
Two people in a bright kitchen taking a selfie by a table and cabinets
May 15, 2026
Is your term life insurance about to expire? Learn your options—renewing, converting to permanent coverage, or applying for a new policy—so you don’t risk a coverage gap.
Four people share coffee and breakfast at a round table in a bright dining room.
May 12, 2026
Medicare’s 2026 updates reshape prescription drug costs. Learn about the $2,100 Part D out-of-pocket cap, $615 deductible, insulin rules, $0 vaccines, and negotiated drug prices.
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May 8, 2026
Compare annuities, hybrid life insurance, and IULs for long-term care planning. Learn costs, flexibility, legacy impact, and who each option fits best.
Man undergoing an eye exam at a slit-lamp microscope in a clinic
May 5, 2026
Half of people with glaucoma don’t know they have it. Learn why early detection is critical, who qualifies for Medicare-covered screenings, and how to protect your vision.
Two medical professionals consult with a patient in a hospital room.
By Dawn Horne February 25, 2026
Medicare hospital coverage has limits. Learn how Medigap plans help cover extended hospital stays and reduce out-of-pocket costs.
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