Dental & Vision Plans
Here at Horne Insurance Agency, we help adults over 65 plan for all their health needs.
Understanding Dental & Vision Plans for Medicare Beneficiaries
Medicare plans provide extensive coverage for many health-related needs. However, dental and vision coverage can be more limited. For example, Original Medicare does not offer routine dental coverage. This gap means that services such as routine cleanings, exams, x-rays, fillings, extractions, and dentures are not covered. Medicare Part A (hospital) may cover specific dental services if they are required for a covered procedure.
Similarly, routine vision care, including eye exams and the cost of glasses or contact lenses, is not covered under Original Medicare. Medicare Part B (medical) does cover certain vision services related to specific medical conditions, like:
- Eye exams for diabetic retinopathy
- Eye exams for glaucoma
- Cataract surgery
What to Consider When Choosing a Dental & Vision Plan
Similar to other coverage, weighing your options and comparing plans to find your best fit is crucial. Here are some things to consider:
- Evaluate Your Needs: Assess your dental and vision care needs based on your current health conditions, existing dental and vision problems, and future care requirements.
- Review Benefits: Whether you’re considering a Medicare Advantage plan with dental and vision benefits or standalone insurance plans, compare them thoroughly. Ensure that the plan you choose includes the services you need and that you have access to your preferred providers.
- Review Costs: Understand the costs associated with each option, including premiums, copayments, and out-of-pocket expenses. Consider how these costs fit into your overall healthcare budget.
Compare Plans & Enroll
Use our online enrollment tool to view and compare current plans. Questions about the enrollment process? We're here to help!
Just give us a call.
